| Health Insurance
The Patient Protection and Affordable Care Act changed the way Americans purchased health insurance. Also referred to as the PPACA or Obamacare, the new law eliminated underwriting. We no longer ask health questions. You can not be denied coverage due to preexisting conditions or if you haven’t had a compliant health insurance policy.
Important Dates for open enrollment 2025:
| November 1, 2024 |
Open Enrollment begins |
| December 15, 2024 |
Last day to enroll in or change plans for new coverage to begin January 1, 2025 |
| January 15, 2025 |
Last day to enroll in or change plans for new coverage to begin February 1, 2025 |
Special Enrollment Periods for 2025
You do not need to wait until the Open Enrollment Period if you experience certain line changes:
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Lose your health policy
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Getting married
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Have a baby
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Adopt a child |
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| Move to a new state |
Becoming a US citizen |
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| Death of a covered family member |
Changes in income that affect eligibility |
| Turning 26 and aging off your parent's policy |
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You may qualify for help in paying for your health insurance policy if you don't have access to affordable care at work. Click here for our Premium Subsidy Estimator
For more information, contact Dave .
     
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